Why thousands of Australians choose Wheels Finance

We combine leading-edge technology with personal service to deliver Australia's best car finance experience.

15

15+ Years Industry Experience

Providing trusted car finance solutions across Australia since 2010.

✓ Est. 2010
1:1

Dedicated Finance Specialists

Your own expert guide throughout the entire process. We explain everything in plain English, no confusing jargon.

✓ Personal service
40

40+ Lenders Compared for You

Access Australia's most trusted lenders. We'll find you the best loan options with the lowest total cost.

✓ More options, your choice
Smart finance solutions

Fast, flexible
finance for
almost anything.

We'll help you secure the right loan from over 40 lenders, with competitive rates and flexible terms tailored to your needs.

Motor Vehicles
Caravans
Weddings
Motorbikes
Motor Homes
Marine
Tertiary Goods
Yellow Goods
Apply Online
✨ Access to 40+ lenders

Our process is simple

01

Apply Online Or Call

Start by filling out our online application — it gives us the info we need to help you. Prefer to talk? Call us and speak with a finance expert who’ll guide you through the process.

02

We Find the Right Lender

We work with over 40 lenders and select the ones that best match your needs. You don’t need to compare offers — we do the legwork and find the most suitable options for your situation.

03

You Make the Final Call

We explain each offer clearly, including any you’ve already received. No hidden fees. No jargon. Just honest information so you can choose the loan that works best for you.

A car loan from someone who knows you

When you ask us to find you the best deal, you'll be talking to your dedicated finance specialist through the whole process. They will take the time to understand your needs before suggesting affordable finance options.

The only car loan number that matters

Don't let a low interest rate fool you into a high-cost loan. Only one number matters when getting the best deal on your car loan: your total monthly repayments. Our business is finding you the deal with the lowest total cost.

What you need to know about your car loan

Choosing the right type of car loan can save you thousands of dollars. With the right loan, you could pay far less overall for your car loan than a friend buying the same car, on the same day, at a lower interest rate. That's because, the actual cost of a car loan depends on many factors, not just the interest rate.

Your finance specialist :

  • oneWill talk you through all the finance options available.
  • oneKnows how to structure your loan application to get you the best deal.
  • oneWill put all the offers you've received side by side and compare actual costs, not just interest rates.

Repayment Calculator

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FAQ

Simple, nothing! We will never disclose your personal details to any financier without first fully discussing your application in detail with you. You’re in control throughout the whole process. If you change your mind the application details are deleted.
Wheels Finance can offer some of the lowest rates available , depending on the type of loan selected and your individual circumstances.
Depending on individual circumstances, Wheels Finance can offer all types of loans including, Consumer, Chattel Mortgage, Finance Lease and Hire Purchase. Once an application has been taken, a specialist will work with your accountant to assess the most suitable option for your business needs.
Once your application has been finalised and you are happy for Wheels Finance to arrange your loan, approval is almost instant. In most situations, funds can be available within 24 hours, subject to supporting documents being supplied.
Yes, you can still get a loan even if you buy from a private seller. Your Wheels Finance specialist will carry out all the necessary checks to ensure that any loans owing on the vehicle are paid out in full on settlement, protecting you from future liability.
Yes we certainly do. Wheels Finance offer low rate loans on bikes, boats, trucks, caravans, business equipment & machinery. We can finance most assets with a value of up to half a million dollars.


Get the right car loan at the lowest rate, let us show you how.